If any of your vendors or your markets have not begun to upgrade debit/cc card processor to be emv compliant, do remember that as of October 2015, if any breaches happen, the merchant will be liable, NOT the card processor if the merchant is still using old machines without the chip and pin tech or as the card companies and feds’ legalese has it stated: “the liability for card-present fraud will shift to whichever party is the least EMV-compliant in a fraudulent transaction.” Here is how Square is updating their machines…