All you ever wanted to know about card processing courtesy of Reddit

cut and pasted from Reddit* post, 2015:

Qualification – I work in the credit card processing industry, for a company that helps other businesses secure the most competitive processing. The industry can be very opaque, and even some people who work for a specific processor aren’t given the full details, but rather enough to make a sale to a business.)

In credit and debit card transactions, there are multiple parties involved and getting paid:

  • Issuing banks (provide credit cards to customers; set interchange rates; collect interchange as their profit)
  • Card associations (MasterCard, Visa, etc; set assessments; collect assessments as their profit)
  • Processors (the company that handles the details of a transaction; sets pricing terms for markup; collects that as their profit)
  • Acquiring banks (settles the transaction; is paid by the processor)

In some cases, processors are also their own acquiring bank. And also in some cases, companies positioning themselves as ‘processors’ are really just resellers of another processors’ services. (See why this gets confusing??)

Interchange, Assessments, and Markup

There are three main components of card processing costs: interchange, assessments, and markup.

Interchange and assessments are the same for everyone and every pricing type, period. It’s just a matter of whether you see it or it’s hidden from you. These are the non-negotiable rates and fees that are charged for card processing.

Interchange is paid to issuing banks (the banks that give customers credit cards) and is generally the biggest cost of processing. Interchange is a series of ‘categories’ for different transaction types, and each category has a rate associated. That rate is the lowest amount you can pay for a transaction, if no one else made any money.

There are hundreds of interchange categories. Examples of categories are swiped credit card, swiped rewards credit card, keyed credit card, swiped PIN debit card, etc. etc. There are loose rules that can be assumed under ideal circumstances, like a swiped card will be less expensive to process than a keyed card, a rewards card is more expensive than non-rewards, etc.

Every transaction a business swipes (or keys in) falls into an interchange category, and the business pays the rate for that category for that transaction. (They pay through their processor.) Let’s say that the rate for a category called Retail Swiped Credit is 1.5%. That means that the amount of the transaction the business is paying (through the processor) to the issuing bank is 1.5% of that transaction. So if the business has a $100 retail swiped credit card transaction, the issuing bank gets $1.50.

Assessments are the fees that are paid to the card associations. (Visa, MasterCard, etc.) Again, these are fixed costs, and they’re added on to your processing. (Some shady processors may pad assessments, so it’s important to always get interchange and assessments passed at true cost if you’re looking to get the most competitive processing.)

Markup is the only real place that businesses have bargaining power. Markup is what the processor makes off of a business’s transactions. There are multiple pricing models. Which pricing model the processor uses can have a huge effect on whether or not the business has competitive processing.

Again, the only place businesses have negotiating room for credit card processing is on what a processor charges OVER the cost of interchange + assessments. Which brings us to…

Pricing Models

There are a few different pricing models, with their own pros and cons. (Some mostly cons.) The most common are:

  • Tiered (or “bundled”)
  • Interchange-plus
  • Flat rate
  • Subscription

Tiered or bundled pricing is generally the most expensive and least transparent. While any pricing method can be questionable, tiered is probably the easiest way to get ripped off. With tiered pricing, the processor groups a business’s transactions into “tiers”. There are usually 3: Qualified, Mid-Qualified, and Non-Qualified. The processor assigns a rate to each tier, and determines which of the business’s transactions go where. The Qualified tier will have the lowest rate, while the Non-Qualified tier will have the highest.

The biggest problem is that processors can change which transactions are routed to which tier whenever they want. Tiered pricing is most often how processors claim to be able to save businesses tons of money on processing, but usually don’t. What happens is that a processor will quote a nice, low rate for Qualified transactions.. but then not actually route any of a business’s transactions through that tier. Instead, they’ll send transactions through their more expensive Mid-Qualified or Non-Qualified tiers.

Let’s say that the processor has decided that retail swiped credit cards are mid-qualified, and that the Mid-Qualified tier has a rate of 3.25%.

Remember, you’re paying the interchange rate no matter what. From our earlier hypothetical, the retail swiped credit interchange rate is 1.5%. With tiered pricing, the business owe 1.5% to the issuing bank no matter what, but if the processor decides the transaction is “Mid-Qualified” now they’re paying 3.25% for that transaction. (Plus assessments, and any other fees charged by the processor.) This type of overpaying is very common with tiered pricing.

The rate they associate is intended to cover everything.. interchange, assessments, and their own markup/profit. The reason this is so opaque is that the business don’t know how much they’re paying in non-negotiable costs (interchange + assessments) and how much they’re paying the processor for processor’s profit.

Interchange-plus pricing is usually more transparent and less expensive, but it’s still not a silver bullet. With interchange plus, businesses will want to make sure that they’re truly getting pass-through pricing. This means that they’re paying interchange and assessments at the true cost, and then paying the processor a separate markup or fee. When it’s not bundled all together, businesses can see exactly what they’re paying and to whom, and make sure that they’re paying a competitive low markup rate. Usually, they’ll pay a small percentage of the transaction and a per-transaction fee.

With interchange-plus/true-pass through pricing, for the same example of a retail swiped credit transaction, they’ll pay 1.5% on the transaction (for interchange) and the assessments due to the credit card association (Visa/MC, etc.) and those will be listed as their own line items. Then they’ll also pay the processor their markup, as a separate piece of the puzzle. Most of the time, this will be a percentage and a per-transaction fee, such as 0.5% + $0.20.

With this type of pricing, the business may be able to negotiate better terms for their type of processing. For example, if they process fewer high-ticket transactions, they’d want a lower percentage of the total even if it meant a slightly higher per-transaction fee. If they run a lot of lower-cost transactions, they could do better by having a lower per-transaction fee in exchange for a slightly higher percentage of the total.

Flat rate pricing offers simplicity, but at a higher cost. Flat-rate is the model offered by Square, PayPal, etc. – usually around 2.7% and maybe a per-transaction fee. From that, they pay out the interchange + assessments, and keep the rest. On some transactions, that means they keep a higher percentage than other transaction types. It’s not the most competitive form of pricing, but it’s fine for a lot of businesses.

Again, the reason the amount they make varies is because they pay the interchange, but they aren’t charging the business the actual interchange, they’re charging more. So if the business has one transaction that falls into swiped retail credit interchange category at 1.5% and one that falls into the swiped PIN debit at, for example, 0.7%, the flat rate processor will make more money on the PIN debit transaction. Even though it’s cheaper for them to process, the business won’t see a savings. They’re still paying the processor the flat rate of 2.75% + per-transaction fee.

Subscription pricing is somewhat new, and still gaining traction. With subscription pricing, the business pays the actual cost for interchange + assessments, and a flat monthly fee and per-transaction fee. There is no percentage markup paid to the processor.

Some processors try to make this seem like there is no markup. That’s technically true in the sense that there isn’t a percentage markup, and that they don’t make money as a percent of the business’s volume. But of course they do still make money.

Another questionable marketing tactic is that subscription pricing processors don’t always explain to businesses that their pricing is ON TOP OF the costs of interchange and assessments. So if a business sees a subscription pricing offer of $29.95 month and $0.30 per transaction, that doesn’t mean they can just multiply the number of transactions in a month by .30 and add the monthly fee and know what the processing costs will be for that month. It still means that the business pays interchange and assessments, and THEN the per-transaction fee and monthly fee.

Other notes I thought of because of the ELI5 thread – debit transactions do NOT get funds to a business any faster than credit transactions.

Surcharging debit cards is NOT allowed in the United States. (Arco lost a lawsuit regarding this.) Visa and MasterCard both have clear statements on it.

Surcharging credit cards IS allowed in 40 states as of 2013, when Visa and MasterCard lost a lawsuit.

American Express is almost always more expensive for a business to process than any other card. However, they’re aware of that and trying to change it, having rolled out a new pricing structure fairly recently.

Debit cards are (usually) more expensive for businesses to process on small total transactions because of a change called the Durbin Amendment. It has nothing to do with the size of the business though. Additionally, and ironically, businesses are not allowed to require a minimum purchase amount for debit cards. (Minimum purchase amounts ARE permitted for credit cards.)

There’s a LOT involved in processing, and I could go on for pages and pages, but hopefully this was a good primer and a look at why there’s so much conflicting and confusing info out there. Processors offer different pricing models, rates, and terms, even to similar businesses, which is why it’s very hard to assume that what one business has or does is the same for all business that take cards.

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3-Course Interview: Joel Hitchcock-Tilton | 3-Course Interview | Gambit – New Orleans News and Entertainment

Proud to say that two of the three chefs in the Paradigm Gardens worked with me at MarketUmbrella as staff during each of their transitional periods to running their own kitchens. Both are absolutely committed to regional products and working as partners with their producers. Glad to see this being attempted by this smart group.

Best quote:

Urban farming and growing vegetables is in no way very lucrative, unfortunately. There are a number of great nonprofits and community gardens in the city but it’s not a great business model. We put about $25,000 of our own money into building and maintaining everything here. So we thought about how we could make it work. The idea was to create a functioning, sustainable plan for an urban garden. So we came up with the idea of the concert series and have started using the space for events. We’ll be doing field trips with kids; we’ve had some art gallery and food truck nights and people can rent the space if they want for any type of event, including weddings or parties…

Source: 3-Course Interview: Joel Hitchcock-Tilton | 3-Course Interview | Gambit – New Orleans News and Entertainment

Seating at Markets

AGRICULTURE SECRETARY PUSHES BACK AGAINST CRITICS OF HEALTHY SCHOOL LUNCH PROGRAM

Markets can help by encouraging members of their communities to write letters to the editors of local papers and by doing Dot Surveys to capture what market goers  think about high standards for good food in schools, and then sending those sheets to your congresspeople. This is a very clear line in the sand to me, with large corporations fighting this necessary change in order to maintain control and reap large profits through using unhealthy commodity products. Let’s educate our communities.

“I’ve heard a lot of the reasons we should take a step back, and roll back some of the standards, and I want to address several of those concerns. One of those concerns is that participation is down and therefore there must be a reason to roll back and reduce the standards. Well the reality is that school breakfast participation is up,” Vilsack said. “Second, free-and-reduced lunch participation is actually up. What is down is paid lunch and that didn’t start with the standards. That actually happened several years before the standards were enacted, in large part I suspect, because of the economic realities we face.”

The Obama administration will also provide $2.6 million for training programs for cafeteria staff and allocate $5.6 million to the USDA’s Smarter Lunchroom strategies that help states develop ideas that will encourage healthy eating. Vilsack also referenced its Team Up for School Nutrition Success initiative, which helps rural schools come up with creative strategies to provide healthy food.

“If you’re a rural school and you’re having a hard time because your student population numbers are down and your state aid may not be what it once was, and the cafeteria is having a hard time, we may set you up with a rural school who has been successful in figuring this out,” Vilsack said. “We provide a mentoring relationship to call a colleague and you can ask, ‘How did you handle this?’ and we now see that is indeed working, and we have now expanded this beyond the deep south.”
<p>Source: <a href=”http://thinkprogress.org/education/2015/09/09/3699577/agriculture-secretary-defends-healthy-school-lunch-program/”>Agriculture Secretary Pushes Back Against Critics Of Healthy School Lunch Program | ThinkProgress</a></p>

“Rural culture coming down…”

Mary Berry of The Berry Center:

The urban excitement around local food is not matched by farmers in the countryside. This is a serious debit and an economic one. We have several problems, not the least being that the demand for local food going up in cities has met the rural culture coming down. The economic lives of the people who grow our food and do the work of getting it to our tables must no longer be ignored. I think we know this now. We need more farmers. They need to know how to farm well and to be able to afford to farm well. And, they need to be able to have land to farm on. Land that is not so debt-encumbered that they are instantly in an emergency…

…If what has happened to our farmers and to our country’s rural landscapes is the result of decisions made in places of power far removed from the places harmed, then different decisions can be made.

John Berry Farmer Collateralization Fund

An earlier blog post of mine links to one of my fav opinion pieces from Mary Berry that everyone in food systems should check out.

And also makes me think of a post I had written about refraining from jumping to new “solutions” in food system work and the need for balance in food organizing.

FoodCorps Executive Position Available in PDX

FoodCorps seeks an exceptional leader in the fields of program design and program implementation to join our team as Vice President of Programs and help guide our high-impact national service organization through a period of ambitious growth, evolution and accomplishment.

This full-time role on the FoodCorps Executive Team is based in Portland, Oregon, and requires travel to our other national office in New York and to the organization’s program sites, which currently span 18 states and more than 500 schools.

The VP of Programs will lead FoodCorps’ programmatic activities, working with office-based and field staff to align and activate our national network of partners and AmeriCorps members to achieve FoodCorps’ vision for transforming school food environments.

HTTPS upgrade for non-profits

Mozilla recently announced its intention to “phase out” Firefox support for HTTP in favor of the secure HTTPS protocol. So what does this mean for nonprofits whose websites don’t have security certificates installed to allow for a secure HTTPS connection?

  • Find online security tips in TechSoup’s Safer Internet Guide for nonprofits.
  • Bitdefender now has two options for helping your organization stay secure: cloud and on-premises security software.

Labor Day stats

This is helpful for markets that are thinking about weekday or evening markets. Not all of our neighbors are available Saturday mornings…

Nearly a third of Americans work on the weekend.
The U.S. has the highest incidence of people reporting any paid weekend work. 29 percent of Americans reported performing such work in the American Time Use Survey, more than three times the rate among Spanish workers.

It’s important to note that this doesn’t necessarily mean that these workers are working 9 to 5 every weekend, only that they reported performing paid weekend work in a time use survey. This would include things like going into the office for a few hours to finish up a project.

More than a quarter of Americans work at night.
27 percent of American workers report working nights, which the study defines rather strictly as any work performed between 10 PM and 6 AM. If the definition of “night” were expanded earlier into the evening, say 7 PM, this number would be considerably higher.

Nearly one third of the American labor force works on the weekend – The Washington Post.

Green Pave: Tulane’s New Food Truck | NOLA DEFENDER

I wonder what spurred Sodexho to do this? And how about that language in the press release “will not be denied the opportunity to indulge”?

Tulane students are often accused of an ivory tower lifestyle removed from the actual City of New Orleans. However, today international food services giant Sodexo announced that Tulane kids will not be denied the opportunity to indulge in the food truck trend. On Monday (8.31), the University is rolling their own food truck, only for meal plan subscribers.

Source: Green Pave: Tulane’s New Food Truck | NOLA DEFENDER

CSAs/Mix and Matches, Mobile Markets/Pop Ups and Market Boxes..oh my…

I just chatted with a market rock star in Virginia (think of a very historic town with one of the oldest universities in the US)  about  their interest in exploring a market box program. Here is a snippet of their thinking:

Many farms do not accept SNAP. The reason I really want to do a multi-vendor market box is because we have the ability to accept SNAP. Our SNAP customers are unlikely to travel to a farm that does a CSA because transportation is a real problem. If we offered a CSA-like experience for those unable to travel, we could support our local farmers, and take the burden of having to staff a farm stand, advertise, etc. We would also be helping our lower-income neighbors increase the fruits and veggies in their diets.
The leaders in the community are considering a mobile market or pop up market in the areas identified as food deserts. The problem is, farmers won’t make enough money to make it worth their time, and the business model  brings little money to the farmer if they have a 3rd party selling. I know with the non-profit status and mission statement supporting small farmers, the farmers will keep a higher percentage of their money if it is managed by the market.

Couldn’t have said it better.

This led to a discussion on the difference between Community Supported Agriculture (CSA) and a market box program and so I thought I’d expand on it here.

I am so glad to see markets testing different models of getting more local goods from their vendors to more people. If so, it is time for markets to clearly define their terms. This will avoid confusion, which might cause damage to the original and still thriving CSA movement.
From the USDA site (this definition is from 1993* but it is still in force at this point):
In basic terms, CSA consists of a community of individuals who pledge support to a farm operation so that the farmland becomes, either legally or spiritually, the community’s farm, with the growers and consumers providing mutual support and sharing the risks and benefits of food production. Typically, members or “share-holders” of the farm or garden pledge in advance to cover the anticipated costs of the farm operation and farmer’s salary. In return, they receive shares in the farm’s bounty throughout the growing season, as well as satisfaction gained from reconnecting to the land and participating directly in food production. Members also share in the risks of farming, including poor harvests due to unfavorable weather or pests. By direct sales to community members, who have provided the farmer with working capital in advance, growers receive better prices for their crops, gain some financial security, and are relieved of much of the burden of marketing.

I think the distinction of pledging early and direct support to the farm(s) is key: to me, the term CSA means that money (or labor) is given directly to the farmer(s) as an investment made by the shopper in that farmer or that cooperative’s capacity for that year. It allows farmers to have the cash up front to invest in their crops and to have steady customers who do not have to be enticed back weekly with expensive or time-consuming marketing.
The other key characteristic is the shared risk: if the crop fails, the original share is not normally returned to the shopper, although many farmers offer credit for future years or just offer smaller amounts of products in the same year.

On a side note, I was lucky enough to tour and to hear the story of one of the very first CSAs in the U.S. started in 1985: Indian Line Farm in South Egremont, MA, created by farmer Robyn Van En and her community. When Robyn died tragically young only a few years later, the community (assisted by the EF Schumacher Society, now called the New Economics Institute) helped to convert it to a community land trust in order for farming to continue on the property. Through the land trust, the buildings to the farmers. The reason for that is in land trusts, any and all of the improvements can be owned and sold, including soil improvements, which is a fascinating idea. The land trust then put a 99-year lease in place for the use of the land for farming. Robyn was later honored by the same community when her image was used for the ten dollar bill for the beautiful Berkshare (Massachusetts) currency:

images.duckduckgo

CSA farms use a mix of direct marketing and farm-based services which create profound and deep relationships with their members as described in the example above. Many CSAs have even added ways for more shoppers to gain membership, including asking members to underwrite the costs of membership to low-income neighbors, or offering  shares in exchange for help in picking, boxing or delivering. In some other cases, volunteer hours are expected as a member requirement to assist the farmer and to expand the human capital (knowledge transferred, skills gained) benefits of seeing how a farm works.

Part of the issue may very well be that the term CSA is quite general. Truly, even a market could be construed as community supported agriculture if one expects the term to include its meaning, which we have conditioned farmers market shoppers to do! In response, it may be time for CSAs to define their own terms more closely and create a schematic to offer clarity among the versions used. I might suggest Farm Share Program or Farm Membership or even Community Farming…

• Of course, there are multiple farm CSAs that combine their efforts to offer one share and split the production and profits. In these cases, the money is still going directly to the producer.

Mix and Match
•The market-style CSA is still member-based but allows shoppers to choose their products from among the bunches while attending a market. Here is how Local Harvest describes these:

..”increasingly common one is the “mix and match,” or “market-style” CSA. Here, rather than making up a standard box of vegetables for every member each week, the members load their own boxes with some degree of personal choice. The farmer lays out baskets of the week’s vegetables. Some farmers encourage members to take a prescribed amount of what’s available, leaving behind just what their families do not care for. Some CSA farmers donate this extra produce to a food bank. In other CSAs, the members have wider choice to fill their box with whatever appeals to them, within certain limitations. e.g. “Just one basket of strawberries per family, please…”

I see an excellent version of this when I return to my original hometown of Lakewood, Ohio. The farm that offers this service at this market (there are other vendors stalls as well) previously posted a share amount AND a dollar amount for each of the goods on display, but now that the farm has enough subscribers, they do not sell to non-subscribers at the market any longer. The market is used as a share pick up spot with their subscribers able to choose the bunch they would like and to barter away what they do not want in their share. It also ostensibly helps the other vendors by bringing traffic to the market. The market is managed by the entirely volunteer LEAf organization; the pics are from my last visit in July:

IMG_20150709_172017 IMG_20150709_173529
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• CSA farms may simply offer share pickup at a farmers market when the farm also sells directly to shoppers there. Some markets ask for an added fee or percentage of sales from vendors who also do CSA pickups, some do not.

Market Box Programs
•In the market box programs some third-party, whether a market organization or a distributor business, makes up a box of goods from local producers, adds a fee or a surcharge for one easy pickup at market, at a separate drop off site or even delivers in some cases. In the case of third-party market box or aggregate programs, some markets are asking for a fee for using the market for the staging and collection of goods.

I saw a version of this supporting a “food security” market some years back where a local corporation bought up to a dozen market bags each week. The market packed those up at the start of the market and so those guaranteed sales for the vendors meant they could stay profitable at this very small market and still serve the small community nearby.

Pop Up Market

Interestingly, this has become the new way to describe projects for getting food to many locations rather than using the term mobile market. I sense that the term shift is partly because of the lack of sustainability (both in program and in funding terms) reported by many organizations running mobile markets. I couldn’t find a definition on the USDA site for mobile markets but found this example on their site on the mobile markets page:

Beans & Greens, which operates in the Kansas City metropolitan area, was created specifically to address the issue of food insecurity and food deserts on the local level. The organization uses a truck to visit various areas in the region and sells fruits, vegetables, meats, and cheeses. Customers on the SNAP program are able to double their benefits on items purchased at the mobile market.

However, when you go to their site, Beans and Greens is now explained as an incentive program operating at area farmers markets. That very shift – if indeed they have stopped using the truck – may illustrate why the the term “pop up” is being used in the place of the old term of mobile market.

In my estimation, the market box and matching incentives are a better fit for small/family-farm market vendors than sales to a mobile market and certainly more cost-effective for the organization to manage. My old organization in New Orleans thought long about doing a mobile market in the months after Hurricane Katrina, but as described in the Greenpaper that I wrote, decided that it lacked a cohesive long-term strategy and was likely to pull our NGO into mission drift. And we felt strongly that we could stretch the farmers market mechanism much more than had been done so far: that we could serve low-income communities with a type of a farmers market that offered civic engagement and business sustainability to the vendors if we kept at it.

In some cases, the new version of mobility is along the lines of what we suggested in New Orleans at the end of our research: instead of using buses to bring some food to residents, with partnerships, we could use buses to bring residents to the food. This begins to build the relationships necessary for long term behavior change and with enough visits, may ultimately encourage those vendors and market organizers to invest the time and energy to build another market. An example of using buses to transport visitors is seen in Georgia at this market with a partnership of Wholesome Wave Georgia, Athens Transit, the Athens Farmers Market and the Office of Sustainability at the University of Georgia. It’s interesting; I remember an food assessment done years ago in Austin that came to the same conclusion and added a bus line for a neighborhood without close access to a grocery. The line took them to the next neighborhood every half hour with stops at the stores and markets. I thought then that public transportation in more places would come to the same conclusion:
that working with public health advocates and entrepreneurs to add lines and stops is a win win, but it seems to have not happened. Maybe it’s finally time.

I am sure that examples of successful** truck mobile markets exist and i hope to hear of them as well in response to this post. I did recently hear of one in Oregon run by Gorge Grown that was discussed with other markets at the Washington Farmers Market Association 2015 meeting.  If my memory serves me well (and I will expect to be corrected by them if necessary), the focus for the truck was in anchoring small rural markets with goods bought by regional farmers, but with other vendors in attendance. The truck reduces its offering or leave entirely if enough goods were offered by those other vendors. The organization estimated the costs run in the thousands each year and relies on donations and sponsors.

So, I’d love to hear about examples of any and all kinds of purchasing programs done at or through markets. I think markets are just beginning to discover the power of the farmers market model by creating new models and I am glad to see so many new strategies being tested at them.It has long been a goal of mine to find the funding to study all of these kinds of programs used in direct marketing channels and publish their unique and shared characteristics. Maybe with enough examples from the field, that research can begin.

•This description or definition of Community Supported Agriculture is excerpted from 1993 Community Supported Agriculture (CSA): An Annotated Bibliography and Resource Guide (DeMuth, Suzanne. Agri-topics no. 93-01. Alternative Farming Systems Information Center, September 1993).

**The definition of success in any food system initiative is, of course, fascinating to me as someone who is deeply involved in the creation of the FMC-led Farmers Market Metrics Program. Like any farmers market, I’d hope for mobile and market box programs to adopt the same multiple impact set of metrics that we are developing for markets. Certainly, the FMM work can be easily applied to these efforts with only slight tweaking.

10 Year Anniversary

I don’t want to dwell on August 29, 2005, because

a) the disaster here was much longer than that one day with the levee breaks flooding the city for days and weeks after, followed by  decade-long paternalistic and corporate disaster capitalism that defies easy description that we are still battling and

b) the decade so far of work to rebuild has been alternatively so exuberant and dismal that it cannot be remembered without sudden and troubling mood changes.

My old Market Umbrella boss wrote a 3-part piece on it for National Geographic , which may be useful for many to see what the market did to recover, although I find the outline of his recollections different enough from mine as to not represent my reality entirely. Still, he traces the decision-making that he and the Board had to do (for the systems and tactics he and I then designed and that I managed on the ground) so very well and offers some first-rate political and social perspective which is no surprise to those who know him.

The video we made as part of the Go Fish series that I produced and edited for Market Umbrella and is a small visual slice of that exuberant return. Since the market world represents the town square for most of us, it is no surprise that it served that purpose admirably well even in those dark days of 2005.
I watched this video again a few years back when showing it in Toronto for my farmers market colleagues and was surprised at the overwhelming emotion that welled up even then. I remembered the preparation for the market return as an exhausting month of work but a sweet one; one with a lot of heartbreak behind it and still in front of us to go through. Still, I love this video and all of the Go Fish/Go Market series on YT and hope you do too.
The disaster our region suffered was more widespread than usually reported, and so I ask that you reach out to any Mississippians or coastal Louisiana folks that you know and remember them as well this week. The destruction of the Gulf Coast was directly related to the hurricane and so this day is particularly difficult for them, even more than for most New Orleanians as our big disaster really started on Monday. Their recovery was not reported on by many or funded by Hollywood stars or rock musicians or held together by hundreds of thousands of volunteers as ours has been; additionally, the rebuilding there was delayed by the impact of the 2010 BP oil spill which was as devastating to the communities bound by coastal waters as any storm. Those of us in New Orleans love and admire our coastal communities and remain ready to do whatever needs must be done to repair all of it, not just our city streets and homes.

Lastly, let me say thank you once again to my food and farming friends and colleagues who have offered every kind of support over the last 10 years. As our founding Slow Food Leader and food maven Poppy Tooker told us then,”By being part of the food community, you are guaranteed help.” She was so right.

Expo Milano 2015

US food rocks the Expo
Visitors enter the 42,000-square-foot barn-like structure on a wide ramp built from the reclaimed Coney Island boardwalk, which was destroyed by Superstorm Sandy. One side of the building is a living vertical farm the length of a football field which is harvested daily. Inside, a self-guided tour of interactive kiosks features videos of farmers, chef activists, research scientists and policy makers all speaking to the Expo’s theme of how it’s going to be possible to safely feed a population of 9 billion in the year 2050.

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Milan Southern Agricultural Park

During the Milan Expo 2015 the attention will be mainly focused on the Milan Southern Agricultural Park (Parco Agricolo Sud Milano), the “park of Expo 2015”, featuring 47 thousand hectares and representing one of the biggest areas aimed at feeding itself and the planet. An amazing space that coverss almost fifty per cent of the provincial area around Milan where historical farms, agricultural productions, natural, cultural and environmental resources are gathered and they might become the Biosphere’s Reserve. That means being awarded with the International praise from UNESCO for the keeping and protection of the environment within the program “Man and Biosphere”.

USA rocks Expo Milano 2015.